The Benefits Of Social Security at a Glance

Every person that works does pays taxes into their Social Security systems. These can apply for the benefits they have paid in and earned when they have retired or have become disabled. The longer period a person has worked and the amount of money they have also made will be used in the determination of the amount of Social Security benefits they will be eligible to receive.

These benefits will never diminish in their value and they are most times adjusted in order to keep up with the inflation.  For any job covered by Social Security, a worker earns Social Security credits.  A minimum of at least 40 credits must be obtained by an individual in order for them to qualify for and receive the Social Security retirement benefits. The older the person, that is when they will begin to receive benefits and the more money they will receive monthly.

A Statements from Social Security
Each year Americans receive a Social Security Statements. These usually arrive sometime before an individual’s birth month. In various  cases, they will receive them in about three months before their birthday. The Statements are sent after a person becomes 25 years of age.  It also states the amount one has contributed to Social Security in each year.

The Payment of Benefits
Before any benefits are paid to an individual, It is a must to first apply for them.  There Special forms available from local Social Security offices and online. Persons applying for social security will need to provide certain articles or documentations such as a Social Security card, There is need of proof of U.S. citizenship if the individuals were not born in the country and a birth certificate too.  Depending on the type of benefits being sought by an individual and  some other documents that may be requested.

The Payments will be sent by mail or can be also issued directly into the individuals bank account at a chosen banking institution. In order to ensure that you are being credited for all the years you have worked, you must carefully read this document.  If you determine there is any mistake you should cross check your own records and compare it with any past employer so this mistake can be promptly corrected.

Other Benefits Include
For Adults and the disabled children who have limited resources and low  income, they are often eligible for Social Security Income or Supplemental Security Income. SSI can   also payable to anyone who is 65 yeas or older even without any disabilities, this happens when they meet the proper financial limits. There for  Social Security disability or SSDI is available to individuals and certain qualified members of their family if the they have worked for a certain amount of time and have paid taxes into Social Security. Other Social Security benefits are also available and if an individual need to get more information , they should visit or call their local Social Security offices or check them out on the internet.

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New 3 Ways to Keep Your Car Insurance Cheap For a Young Driver

I Imagined that yesterday  you were giving birth to your beautiful new baby boy or girl.  Now, in just a flurry, they are knee to deep in their teenage years, you know starting to date, developing their own identity aahhh, Just on the brink of college and now are getting their driver’s license. 

This is a very big step for any teenager and this one always sends many parents into a spiral of fear and worry.  Like Will my child be safe?  Should we buy him or her a new car?  How can/ will I monitor him/her now that he/she has the gotten ability to go as he/she pleases?  These are just a few of the myriad of those  questions which may arise when a child has gotten a driver’s license. 

Due to these concerns about car insurance will further deepen the stress. Like ,How can we afford the insurance  payments?  What if he or she gets into a wreck?  Most of these questions can't be answered with just any form of certainty, however the cost of your child’s car insurance can be well regulated. 

Here are the few tips to help you keep the car insurance cheap for the young drivers.

1)    The Education for the Driver’s
In Some of the states, they will require drivers to take some form of driver’s education before they can receive their first license.  Most of the states however, do not require such courses.  Obtaining a driver’s license is a two-part course which will involve taking a bit of written exams over the basic traffic  regulations and a driving exam over the basic driving techniques. 

Please note that While some of these can taught from  home, it is to your own benefit to have your child take driver’s education.  In most of the high schools, they offer driver’s education course as an elective or summer course.  There are also many other places which teach these courses privately, however these typically cost.  On the Either way, you will be saving some money in that long run because most insurance agencies offer do discounts to the students who have completed their driver’s education.

2)      Discount To Good Student
It is most likely  important to you (and hopefully to your child/ren) to maintain those good grades.  Beyond obvious benefits here is another: lower insurance rates.  If your son or daughter has a B average, thats (3.0), most of the  insurance companies will offer a discount of up to 15%.  This discount may apply for both the high school and the college students, so over the course of six to seven years this amounts to significant savings we have talked of.  When you are choosing an agent, , always make sure you research to see if they can offer the discounts for both high school and the college students.

3)      Driving Safety Measures
Finally and perhaps the most crucial, stress it to your teenager son or daughter about  the importance of driving safety measures.  Traffic violations rule (no matter how minor they can be) remember that accidents will only raise your insurance premiums.
 If your child is very aware of the importance of safety and also try to keeps their driving record as clean, the insurance rates will remain always low.     

Remember that having a driver’s licenses is a privilege.  This should be clearly stressed to your child as possible.  always Keep car insurance cheap for your young driver/s,  it is s a partnership between you and your child driver.  If you do that good job of communicating the need to be safe and to excel in school to your children and also making sure you enroll them in driver’s education., it will save you lots of  money, please let me know of your thoughts by leaving a comment below.   

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Can You Legally Change Your Name

First of all, if you are running from the law or you are trying to impersonate somebody else, this is not the way to do it.  On the other hand if you are really  considering legally changing your name, as a result from a marriage, a divorce, an adoption, or if you just don't like the name you were given at birth, then proceed to read on....

Let me repeat this, you cannot change your name for any fraudulent purposes, for instance: If you are trying to avoid debts and obligations, or legal actions against you, or bankruptcy, or any illegal endeavors, including impersonating a celebrity or some one.

The process for legally changing your name generally includes some simple steps that i will discus below.


    A court order is usually required in most states. Be certain to contact your local government to find out the paperwork and procedures you will need to legally change your name.

    You can File the petition in the county where you reside.

    A publication of notice to the general public in the county gazette or newspaper (for a specified number of weeks) may be required.

    You will have to wait for an approval, because individuals can object to the petition for the name change.

    Approximately thirty days from the date of filing, and after proof of publication is filed with the court, the court will rule on the petition and render a judgment on the petition.

    If the petition is approved, you will be issued a "Certificate of Name Change" which is an authoritative statement and can be used as evidence of the name change where required.

After you have changed your name you may need to change your personal records and these  include:

(a)The Social Security Card
(b) The Drivers License
(c) Your Passport
(d) The Post Office
(e) The IRS
(f) The Voter Registration
(g) The Banks
(h) The Credit Cards
(i) The Doctors
(j) The Insurance Companies
(k)The State Tax Authority
(l) The Clubs
(m) The Memberships
(n) The Employer
(o) The Retirement plans.

You will also need among others to consider changing your

(a) Will
(b) Health Care Proxy
(c) Living Will
(d) Trust
(e) Power of Attorney
(f) Contracts.

You can even change your name online, for more information and the forms to changing your name online check out: USLegalForms.com or LegalZoom.com

Please Note that this article is a general guideline and it is not intended to be an all inclusive discussion of the law applicable to any action in your state, as laws vary from one state to state.  Please consult with a legal professional in your jurisdiction when appropriate.

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The Bang! How to Chose Retirement Gifts For A Police Officer

More Than Just A Badge Retirements gifts for a police officer may more difficult to plan than you think. Well, first of all, the police officer has already taken pride in his field of work, being recognized as an upholder of the law, engaging in apprehending the troublemakers, and having a fair share of action if they get really lucky (or unfortunately perhaps).

For a police officer who is about to formally end his active duty and leave the force, there is no better way to make the retiree proud by giving him recognition and acknowledgement for his loyalty and service. Furthermore, letting everyone else know of his significant participation in keeping the society safe
is the icing on top of any retirement gifts that may be given to him. As for the itemized part of such a retirement gift for a police officer, there are several ideas which may help one out in planning for a surprise.

A Service Firearm Beyond Duty

Usually the safest bet to think about as a retirement gift would have to be anything that is near or related to what he had in his environment during active service. One such item would have to be a service firearm. Definitely, the old service pistol or rifle that was issued to the retiree police officer would have to be surrendered back to the precinct along with the badge and other police things.

Most probably, the retiree will be missing his service pistol and might want to have something as close to his heart beyond active duty. Make sure that the retiree has a permit to have a firearm in possession, which most likely is already acquired. In relation to this, a good box of bullets would be an added plus to a retirement gift. It would definitely be better if the bullets would be customized as to having the officer's name engraved on each bullet. Now, wouldn't that be lovely and radical?

 If the retiring officer has a privately owned firearm, a good way to add up to the arsenal would be a holster, in full leather, and with some minor customization to it such as a personal tag for identification, or slips for extra bullets for reloading as well.

On The Lighter Side

For added fun or gag, one could give a gift with a twist. Instead of the usual real-deal firearm, one may give him a personalized airsoft gun or rifle and full battle gear. This would allow the retiree officer to have some fun and enjoyment engaging in non-lethal gunfights with other enthusiasts of airsoft.

Furthermore, the retiree officer would be able to have a knack and feel on letting loose a good barrage of pellets as bullets without having to worry much about the safety and lives of those who he plays with. He may casually just fire upon the "enemies" and get shot as well but without the blood and casualties which usually accompany these types of engagements had these been in the real setting.

Retirement gifts for a police officer may allow him to continue his passion of bearing the power and authority beyond his active duty, that without much complications of encountering bad elements in the society as a career. Remember, guns were the way to his heart for joining the force, let him continue enjoying them even afterwards.

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How to find free online Freelance civil litigation Jobs

Do you want to apply your knowledge of Civil Litigation, make ends and earn extra money and work flexible hours in your own time while still working in the legal profession? Currently many online companies are seeking high caliber law graduates from the globe to work with them as expert writers on Civil Litigation Law.

 Who are these companies?

These are the leading provider of custom written essays and legal projects on the globe and have recently expanded to offer their services to a worldwide client base.

Whether you are a recent law graduate or an experienced legal practitioner, your skills are in demand, particular in relation to Civil Litigation law. 

They deal with requests for assistance from clients in many other Anglo-American jurisdictions. particularly most want to hear from Australian legal writers though they accept other writers across the globe .

They are looking for graduates that hold one or more of the following qualifications:

•         Bachelor of Laws (LLB),  Masters of Laws (LLM), Postgraduate qualifications such as the Legal Practice Course (LPC), Bar Professional Training Course (BPTC), or Bar Vocational Course (BVC), GDL (Graduate Diploma in Law), PhD in Law Doctor of Jurisprudence (JD), National / state bar qualification 

The companies particularly want to hear from graduates who can write comfortably on all areas of Civil Litigation Law. Since Civil Litigation Law is large and with varied subject.  Topics can include:

•         Ethics and theory of civil procedure, The Civil Procedure Rules, Pre-action preparation, Case Management, Allocation to the Small, Fast and Multi Tracks, Statements of case, Disclosure of Information and Inspection, Evidence and Expert Evidence, Witnesses, Interim Applications, Alternative Dispute Resolution (ADR), Costs, Part 36 Offers to Settle, Directions, Case management Conferences (CMCs), The Trial procedure, Remedies, Enforcement of judgment, Human Rights issues, The Personal Injury (PI) Protocol, Reforms . Civil Litigation Law legal writing projects on can take the shape of essays, skeleton arguments, document drafting, legal report writing, moot court / mock trial preparation, and dissertation development.

As one of the leading companies in the industry they are able to offer their writers the best rates of pay. You will be doing work you enjoy, learning valuable knowledge that will help keep your legal skills up to date. From time to time, they may also offer access to online professional journals and writing tools at a discounted rate.

Working as a freelance writer is a flexible way to earn money in your chosen career. You get to work whenever and wherever you want. All you need is access to the internet and word processing software. Apply today and join the highly skilled team of expert writers and get your pay.

About the author:- Samuel Kyambadde is a private legal consultant, blogger and an online infoprenure who likes to share ideas with personals who share the same interests in life , You can connect with me and lets have a chat at La Law School Guide

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Online CSR -Corporate social responsibility writer jobs

Corporate social responsibility is area of business research which has become increasingly important in recent years. With increased awareness of factors such as equality and environmental impact it has never been more important for businesses to behave in an ethical manner. CSR employers pride themselves on the fact that their subject writers are
able to offer contemporary insights into current business affairs such as corporate social responsibility.

If you have a relevant business degree, preferably of Masters Standard, and a high level of interest in current business affairs then we can help you. As a leading freelance writing agency we match highly qualified subject writers with clients seeking help and support with their studies. We continually seek talented individuals to join teams of writers and offer corporate social responsibility jobs in proofreading, research and writing. If you would like to join the free teams and help clients achieve their potential then you should read on.

Although the subject discipline of corporate social responsibility has been widely discussed in academic literature since the early 1990s, it is only more recently that it has gained prominence and application in the contemporary business world. For this reason opportunities in corporate social responsibility have become increasingly available in today’s job market. Where before it was often regarded as a "nice to have" facet of business it is now become regarded as fundamental. Major UK businesses such as the Co-op and the body shop illustrated how it is possible to generate profits and remain socially responsible. The Internet has facilitated the distribution of information and has meant that consumers have become increasingly aware of and concerned by the socially responsible activities of large multinational corporations. If this is an area in which you are qualified and feel passionate about, then it is something that you can help clients as they undertake a research studies.

Corporate social responsibility affects businesses around the globe and this is why writers are based in many countries. In order to work, all you would need is a relevant qualification, and access to a PC and the Internet. Matched are subject’s specific experts to client briefs which would be ideally suited to each writer. The recent market expansion means that they are actively looking for high calibre subject writers in the field of corporate social responsibility who can demonstrate knowledge and competence in this subject area and an awareness of current business events.

Freelance writing is the best possible way of using your talents and knowledge to help other people and to broaden your own specialist skill set. You can work as much or as little as you like, and you can focus entirely on your specialist area should you so wish. This specialist area can in fact be linked to many other areas of business, and this would give you the opportunity to write in different subject areas. If you are interested in alternative corporate social responsibility jobs why not apply today.

Criminal litigation legal writer jobs

Criminal Litigation Legal Writing is a service offered to law graduates from around the world because writers’ skills are in continual demand over a wide range of legal writing jobs.
Criminal litigation writers provide custom-written papers to help students in writing their own essays. They guide students on how to structure their answers to essay questions and the type of sources that they could use so that they can create high quality work of their own.

Criminal Litigation writing jobs may include assistance with essay questions, skeleton arguments, problem analysis, dissertation development, legal report writing, opinion writing, document drafting, moot court / mock trial preparation, and similar legal tasks.
Criminal Litigation legal writing work can include the following topics: professional conduct; police powers of stop, search and arrest; detention and interrogation; the right to silence; unlawful and unfairly obtained evidence; confession evidence; identification evidence; advising at a police station; police bail and court bail; summary proceedings; the burden of proof; hearsay; evidence of the defendant’s bad character; private and legal privilege ; sentencing guidelines; the appeals procedure.

Through attracting work from international clients, there is an immediate need to add capable legal writers to the roster. Legal Writers from any common-law jurisdictions that hold one or more of the following qualifications are welcome:
Bachelor of Laws (LLB), Masters of Laws (LLM), Legal Practice Course (LPC), Bar Professional Training Course (BPTC), Bar Vocational Course (BVC),  GDL (Graduate Diploma in Law), PhD in Law including: Doctor of Jurisprudence (JD) and National / state bar qualification
All client communications are handled, and quality control teams provide advice and support to help ensure you meet the requirement of the particular client first time out!
If this sounds like you ideal job, apply now to join the international teams of expert Criminal Litigation writers.

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Online Contract law research & writing careers

Have you studied law at undergraduate level or above? Are you looking for law careers and the opportunity to put this knowledge to good use, working as many or as few hours as you wish, to fit in around existing commitments?
Does this sound too good to be true? It's not. This is your opportunity to progress your law career as a freelance contract law researcher with the UK
based companies which every year helps 1000s of law students across the world to achieve their best in their own legal studies, from providing guidance with essay writing, to in depth research for dissertations at PhD level, and everything in between. You may be asked to produce a model answer on a problem style question involving offer and acceptance for revision purposes through to an in depth analysis as to whether the doctrine of utmost good faith has a place in modern commercial contracts.

Contract law research companies are proud of the quality of the service they provide, if you are interested in working, you will need to hold, as a very minimum, an undergraduate degree of at least 2:1 standard. However, if you hold a higher class degree than this, you will be able to bid on more work. So, if you wish to bid for an undergraduate brief at a 1st level, then your degree must be at this level too. Likewise, if the brief you are interested in is a Masters or PhD level, you too will need to be qualified at this level. The good news though is that the higher the level of brief you work on, the higher the rate you will be paid. Always the lookout is for talented writers, proofreaders and researchers in a wide range of legal areas.
You can benefit from Not only  earning  on the back of your own studies, but through freelance law writing, you also get the opportunity to fine turn you own writing skills, an essential skill in the legal profession, and keep you knowledge up to date.

You will never be asked to take on so much work that you can't juggle this with your current commitments, and you only bid on work that you are interested in. Having said that,  if you demonstrate that you can consistently produce high quality work within given timescales, you will be given the opportunity to take on more and more work. You will receive regular feedback on the quality of work you produce so as to ensure that high standards are always maintained.
If you are looking for flexible law careers, have a flair for writing and want to be earning within a matter of days then please apply to join the elite teams without further delay.

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Work as Competition law writer ,Make money online

Most of the terms that strike fear into the heart of the average non-specialist lawyer and law student are Monopolies, mergers, price fixing, cartels, antitrust suits, price gouging, predatory pricing, abuse of a dominant position - these are, let alone layman! Competition policy enforcement is a challenging and fertile area of the law. Infringement
can bring swingeing fines and draconian sanction.

High profile cases hit the headlines on an almost weekly basis.
If you have a good grasp of the law in the field of Competition policy then companies are looking for you! well established companies that marries up freelance writers with clients looking for research and writing in all legal subjects and Competition Law, in particular, generates a lot of work. Writing jobs may range in size from 500-15000 words and the beauty of it is you can pick and choose which pieces to bid on to suit your own circumstances and income expectations.

Many of these companies started  as an internet trailblazer in the provision of custom research and writing across a diverse range of subjects. The companies offer highly competitive rates of pay for quality writing produced to order on reasonable deadlines. Assisted by a friendly and efficient staff, researchers are invited to bid for work as and when it suits them. A diligent quality control process provides useful and constructive feedback that guides writers in their work and ensures customer satisfaction.

Currently they invites applications from budding writers with a firm and confident understanding of Competition Law. Applicants should possess a good law degree, preferably back up by a postgraduate qualification. The ability to work to deadlines is essential, as is a diligent eye to detail in the preparation of commissioned pieces.

A Competition Law writer is expected to be well versed in the law nuts and bolts and have an understanding of the ins and outs of the case law in the field; you will find that biddable projects regularly fall into your lap! Do you have access to current Competition Law textbooks, periodicals and an ability to conduct legal research on the internet? If so then there is money to be earned converting your knowledge, expertise and ability into analysis and comment that will assist clients!

If you seek regular, well remunerated yet wholly autonomous writing work in the field of Competition Law then look no further. Earn the best rates in the industry and fit work around your life rather than vice versa. Write from home - no commute, no dress code, and no office politics - and what’s more you’ll be honing and constantly updating your own expertise in Competition Law, which is a fast evolving sphere

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Administrative /Constitutional law writer jobs: Work as a freelancing writing Lawyer

Are you looking for an alternative career in law where you can earn extra money working flexible hours in your own time? Freelance Legal Research jobs in Constitutional and Administrative Law are available!
Legal writer jobs are currently concerned with  skilled law graduates who can produce quality written work in the areas of Constitutional and Administrative Law.

We have seen the leading providers of custom-written essays and legalpapers in the UK and have recently expanded to offer their services to a worldwide client base, including Australia.

The kind of work you can be expected to complete can vary greatly.  Legal writing projects can include answering essay questions, writing skeleton arguments, essay plans, problem questions, dissertation development, legal report writing, opinion writing, document drafting, moot court / mock trial preparation, and similar legal tasks.

Examples of the types of areas that you may be asked to write about include: the Constitution, institutions of the state, the doctrine of the separation of powers, the Royal prerogative, Parliamentary Sovereignty, devolution, types of legislation, EU Law, constitutional conventions, civil liberties and human rights, freedom of expression,  freedom of assembly and public order, police powers, judicial review, and tribunals, inquiries and ombudsmen.

Employers are seeking Legal Writers mostly from theUSA, UK and any other common-law or Anglo-American jurisdiction all over the world. Particularly interested  in experienced legal writers to help provide assistance to the growing number of international clients. Applicants are required to hold one or more of the following qualifications: Bachelor of Laws (LLB), Masters of Laws (LLM), Legal Practice Course (LPC), Bar Professional Training Course (BPTC), Bar Vocational Course (BVC) , GDL (Graduate Diploma in Law) , PhD in Law  including Doctor of Jurisprudence (JD) and National / state bar qualification

Constitutional and Administrative Law research jobs allow you the flexibility to work in your own time and further develop your academic skills. Helping you to expand on your:

    Flexibility  by  you choosing which jobs to take on from our available work, whenever you like,  so you can fit work into your existing work and home life.

    Great pay, they pay the best rates in the industry. Every 30 days you will be paid by speedy electronic transfer.

    Do what you enjoy by selecting the kind of work you want to write about.
    Ongoing support from dedicated teams, support teams handles all communications from the client, and takes care of all clients billing, the friendly staff are always only a phone call or an email away.

Apply today and start working with talented international list of skilled writers.

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